My husband works for a hospital, so it would make sense that his insurance would provide excellent coverage. I never realized just how fortunate we are for this until this new baby came into our lives. I have had SIX ultrasounds, a host of very expensive blood tests, AND a $7500 procedure all at NO COST to us. I haven't even mentioned the fact that my insurance company is not only covering, but insisting on progesterone injections which is something most insurance companies refuse to cover. To say I am blessed is an understatement.
Before all this unfolded, I worried in earnest that this new child would bankrupt our family. I had no idea how we would be able to cover all the expenses that one of my pregnancies incurred. I still wonder how we will cover the maximum expensive of $8000 if something should go wrong, but when you compare that amount to a typical $500,000 NICU stay it seems trivial.
As the resident worrier in my household, it is amazing that I have peace about our financial situation during this time. I know that God has placed us here for such a time as this. It has taken many hard lessons for me to learn that being in control is NOT the goal of my life. Instead I am to trust my life to God's will and timing. It's funny to me how this lesson can be reiterated with something so unexpected as dealing with an insurance company.
